don't use the same user name and password for everything. >> yeah, a lot of us do that. the reason, when you use it for one place and gets hacked. of course, it allows you open to be hacked at other places at bank accounts or more important, financial accounts. >> mike: when you use the password, use a good password, something long, strong and unique, what do you mean? >> in my opinion it should be 13 characters or longer. >> mike: it's long. >> i know, it is, it, shouldn't be addictional word, it should use alphanumeric character, and symbols. and they will secure them for you, keep track of them and generate totally random password hard for criminals to crack. >> mike: don't use your children's names and stuff like that. people, things that people would know. >> yeah, exactly. if it's in the dictionary, ever be on your facebook page or on a post, do not use those items. don't use the 123456. >> abcde-- >> those are easy for computers to crack in a second. >> mike: what do you mean by create a two step log-in. >> two step log-in, factor verification, the technical term